Right here is all I needed to see.
You are a dirt bag, period. "After bills and stuff." HE SHOULD HAVE BEEN YOUR PRIMARY BILL. You should have paid him before spending the money on other shit.
Now you are a deadbeat and want to pay installments. He didn't agree to that, so no wonder he is pissed. Since you are obviously some broke dick that can't pay people back, and assuming you have nothing worth selling to come up with the money, try this:
- Give him the laptop
- Pay him weekly for the laptop, covering MORE than what is being pulled from his check weekly, so that he isn't out any cash each week
- Once you pay him back (WITH INTEREST), then request to have the laptop returned.
He isn't your fucking Rent-A-Center.
Here is an example of how I was in a bad spot and did what I could to NOT be a deadbeat:
Back in 2002, I bought a house. Moved out of a close friend/roomate's place (he was moving out of state). He had some furniture, TV, etc. he didn't want to take across country, so I purchased it off of him as I needed to furnish my home. Because I had to make a down payment on the house, I didn't have enough cash (couple grand) to pay him all at once. I made agreed upon payments (ON TIME), but a few days after moving into my house I was laid off. I made payments (ON TIME) for a while, then things started getting tough. At this point, he said it was okay for me to wait until I got back on my feet. Instead, I sold what I could and sent him money, and made it a PRIORITY to pay him back. I could have waited a couple years to pay him back, but I'm not a deadbeat and made sure he got his money, even if that meant selling some things to do so.
How about you do something in your life to straighten your act out and take care of business. You obvisouly can't afford this laptop (otherwise, pull from savings, cash withdraw a credit card, etc.). Stop buying shit you can't afford. Sell some stuff, pay him back, and learn to NOT BE A DEADBEAT.