http://about.bankofamerica.com/assets/pdf/bmh-millennials-report-spring-2015.pdf
This is out of the norm for CR, but a co-worker of mine here at Bank of America shared this, and I encourage anyone who is looking to raise a family (their own kids, nieces/nephews, stepkids) to read this. Lotsa graphs/pictures so you can't TL;DR me on this one.
A lot of people live paycheck-to-paycheck, but after reading this article, ask yourself what simple changes you can make to better yourself, and positively influence those around you.