I'm not sure what I'd do. I'm not underwater but I have more in the house than it's worth. Does that mean I should default and move on? I also know I could probably get 'more' for my money elsewhere or in a new house, but again, does that mean I should give up on this house? How does that make sense? Again, I'd like all the things that come with a new to me house, like I'd be happy to have a larger layout, a larger garage, another bathroom, etc etc, but I bought a house in an area where I am happy with and knew going in I could 'live' with everything forever if need be.