If you like, I have a guy that can quote from a bunch of different insurers. He's part of an independent agency but he doesn't have any broker fees or anything like that. He got me a quote for my FZ1, full coverage including roadside, uninsured/underinsured, medical, theft/fall damage, $270/year. 29/M, and I have a couple of speeding tickets. *edit -- through Progressive. I have multi-line discounts there.