Jst2fst Posted January 4, 2011 Report Share Posted January 4, 2011 No I don't have a new bike just yet. I was trying to get a '08 GSXR-1000 but the insurance for me will be between $350-$550 a month for full coverage. So I'm looking at a '10 YZF-R6 which is gonna be around $275-$330 a month something I can handle. I don't know much about this bike and how reliable they are. Anyone own one that can tell me how they are. Looking to get this possibly this month or next month. I like the Black Raven paint. http://www.yamaha-motor.com/sport/products/modelspecs/8/1/specs.aspx Quote Link to comment Share on other sites More sharing options...
Beegreenstrings Posted January 4, 2011 Report Share Posted January 4, 2011 How in the hell is your insurance so much? Cheese and rice... What the hell did you do man! Mine does not cost that on 3 bikes for a year.... Quote Link to comment Share on other sites More sharing options...
shittygsxr Posted January 4, 2011 Report Share Posted January 4, 2011 (edited) You need to buy something that you can afford to wreck in your driveway. Edited January 4, 2011 by shittygsxr Quote Link to comment Share on other sites More sharing options...
Bad324 Posted January 4, 2011 Report Share Posted January 4, 2011 (edited) You need to buy something that you can afford to wreck.x eleventy billionFirst, I'd re-shop for insurance because at one point I had 3 bikes on insurance and it was still half that combined and I know I'm still overpaying. Check out this: http://www.rider.com/default.html I don't have any experience with them but considering giving them a shot this spring when I pick up whatever new bike I end up withSecond, you're way better off getting something used and a couple years old simply because the deals right now are pretty damn good. Unless you have unlimited amounts of money, I don't see why anyone would currently want to take such a large hit of depreciation on a new bike.Thirdly, what is your overall goal of use going to be? Edited January 4, 2011 by Bad324 Quote Link to comment Share on other sites More sharing options...
eggs Posted January 4, 2011 Report Share Posted January 4, 2011 You need to buy something that you can afford to wreck.+1Funny but so true Quote Link to comment Share on other sites More sharing options...
ducati guy Posted January 4, 2011 Report Share Posted January 4, 2011 How in the hell is your insurance so much? Cheese and rice... What the hell did you do man! Mine does not cost that on 3 bikes for a year....+1.Full coverage on my ducati is $50 a month. Back in 2007 when I bought my zx10 it was only $65 a month for full coverage and I bought the bike new Quote Link to comment Share on other sites More sharing options...
Moto-Brian Posted January 4, 2011 Report Share Posted January 4, 2011 If your insurance is that high (Honestly, it isn't much of a difference between the two), you really shouldn't be buying new. Buy an older 600 and you'll be paying less on insurance. However, it is still going to be high from 06 and up and that's due to some crazy shit you've done.My suggestion is to wait or buy used and only carry the minimum.As for info on the R6... It and the newest GSXR600 are top of the heap and pretty much better than 95% of people can handle so, good nuff. Quote Link to comment Share on other sites More sharing options...
Moto-Brian Posted January 4, 2011 Report Share Posted January 4, 2011 +1.Full coverage on my ducati is $50 a month. Back in 2007 when I bought my zx10 it was only $65 a month for full coverage and I bought the bike newShit, for me, my insurance is only $275 a year!! Full coverage. Quote Link to comment Share on other sites More sharing options...
Tpoppa Posted January 4, 2011 Report Share Posted January 4, 2011 I pay less than $300 year for both my bikes. If your insurance is that high, I would look into something that's not categorized as a super sport. Quote Link to comment Share on other sites More sharing options...
MadKaw636 Posted January 4, 2011 Report Share Posted January 4, 2011 yea i say get something used too and i only pay 89.00 a year but man them new r6 and daytona 675 are the sexiest Quote Link to comment Share on other sites More sharing options...
cOoTeR Posted January 4, 2011 Report Share Posted January 4, 2011 I'm guessing your insurance is do to age. Until I turned 25 the only place I could get a decent price for insurance was state farm. When I bought my cbr progressive wanted me paying more a month for insurance than the bike payment. That's with a clear driving record. Some places wouldn't give me a quote. Check out Tito Paul in Delaware he's the best I could find. Quote Link to comment Share on other sites More sharing options...
chevysoldier Posted January 4, 2011 Report Share Posted January 4, 2011 If my insurance was that high I wouldn't be riding. F that. I have just above minimum on mine and it's like $9 a month. Quote Link to comment Share on other sites More sharing options...
Jst2fst Posted January 4, 2011 Author Report Share Posted January 4, 2011 I'm guessing your insurance is do to age. Until I turned 25 the only place I could get a decent price for insurance was state farm. When I bought my cbr progressive wanted me paying more a month for insurance than the bike payment. That's with a clear driving record. Some places wouldn't give me a quote. Check out Tito Paul in Delaware he's the best I could find.Yea, I just turned 23 last month, I have insurance for my katana and its $37 a month for minimum coverage. I got a quote for the Gixer and minimunm coverage was $250 a month. They classified it as a High Risk Motorcycle my agent is a family friend and he said that they have problems with these bike with people being killed so they have to charge out the ass so they can break even. My driving record is I had an accident back in '07 but that's dropped of my license also I have a speeding ticket from '08 and that's it.I got the quote through Allstate and it was like $282 for full coverage. I'm not buying the bike straight out its gonna be financed so that's a factor in how much my insurance cost. Geico is a rip they wanted aver $550 for the gixer 1000. Progressive is just as worse with their price. Allstate is the only one that's cheap. Obviously I'm still looking for some decent Insurance. Quote Link to comment Share on other sites More sharing options...
Bad324 Posted January 4, 2011 Report Share Posted January 4, 2011 Allstate is the only one that's cheap. Obviously I'm still looking for some decent Insurance.I have Allstate for that reason too. When I got my first bike (600RR), everyone wanted 2k+ for a year of full coverage. Allstate was half of that and the quotes I've gotten from Rider's is half of Allstate. I haven't made the switch because I'm waiting to hear a first hand account at how they do with claims in case I do need to make one Quote Link to comment Share on other sites More sharing options...
optimoprime Posted January 4, 2011 Report Share Posted January 4, 2011 i feel your pain they want $600 a month for full coverage on my r1. i got the liability so i could take it home and let it lapse the next month. if i wreck it with just minimum i have to pay for it anyway so why give them money every month?if you want that r6 your better off to just buy a left over from 06+ and save the money. they are all the same bike with diffrent pain schemes. on the other hand if you feel confident in your abilitys get the gsxr1k and forget the insurance. they dont look into that kinda stuff. just buy some crash protection and you should be alright if you get into a minor accident. Quote Link to comment Share on other sites More sharing options...
Moto-Brian Posted January 4, 2011 Report Share Posted January 4, 2011 i feel your pain they want $600 a month for full coverage on my r1. i got the liability so i could take it home and let it lapse the next month. if i wreck it with just minimum i have to pay for it anyway so why give them money every month?if you want that r6 your better off to just buy a left over from 06+ and save the money. they are all the same bike with diffrent pain schemes. on the other hand if you feel confident in your abilitys get the gsxr1k and forget the insurance. they dont look into that kinda stuff. just buy some crash protection and you should be alright if you get into a minor accident.First, not carrying insurance is a really stupid idea. All you guys riding around w/o insurance need to understand that if you get into an accident and it is your fault and you hurt someone or damage anything, you're in deep shit. If you do that to me, I will sue the shit out of you and probably force you into bankruptcy. Really, really dumb to risk such things...Then, anyone on here suggesting you don't get insurance is as ignorant as if you decide for yourself. Please don't be a dumb ass.Second, there is a huge difference between the 06/07 R6s and the 08/09s. They changed a lot of things. Doesn't make the 06/07 shit in comparison, but they are certainly very different. Not just BNGs... Quote Link to comment Share on other sites More sharing options...
tyler524 Posted January 4, 2011 Report Share Posted January 4, 2011 i feel your pain they want $600 a month for full coverage on my r1. i got the liability so i could take it home and let it lapse the next month. if i wreck it with just minimum i have to pay for it anyway so why give them money every month?Just wait until you get a random insurance check from the dmvin the mail. No proof of insurance will get you an automatic license suspension, lots of fines, fees. And will probably be required to carry an Sr-22 which will only make it more expensive. Not having insurance is fucking retarded period. Quote Link to comment Share on other sites More sharing options...
Casper Posted January 4, 2011 Report Share Posted January 4, 2011 Fuck me. I'm at $300/yr for four bikes. Quote Link to comment Share on other sites More sharing options...
RSVDon Posted January 4, 2011 Report Share Posted January 4, 2011 Jesus, and I thought $120/month for the Ape with three tickets was bad. FYI, I'm 22 and everyone quoted ridiculous things except for State Farm. That's who I'm with now. Quote Link to comment Share on other sites More sharing options...
Moto-Brian Posted January 4, 2011 Report Share Posted January 4, 2011 Just wait until you get a random insurance check from the dmvin the mail. No proof of insurance will get you an automatic license suspension, lots of fines, fees. And will probably be required to carry an Sr-22 which will only make it more expensive. Not having insurance is fucking retarded period.There's another person speaking the truth. Forgot about the SR thingy... BAD, BAD news... Quote Link to comment Share on other sites More sharing options...
ohdaho Posted January 4, 2011 Report Share Posted January 4, 2011 Man if insurance rates are really that high for you, Id consider going strictly track. Youll get to ride faster, and learn alot more technically....and you can save more money for cooler toys for the bike/track. Quote Link to comment Share on other sites More sharing options...
Tpoppa Posted January 4, 2011 Report Share Posted January 4, 2011 I don't think an 06/07 would be much less to insure than an 08/09. It still a super sport. What about something like an FZ1 or Z1000? Quote Link to comment Share on other sites More sharing options...
tyler524 Posted January 4, 2011 Report Share Posted January 4, 2011 At 21 I only pay $14 a month but only have liability on an 04 600rr. I do have a clean record plus I think owning a house helps Quote Link to comment Share on other sites More sharing options...
Jst2fst Posted January 4, 2011 Author Report Share Posted January 4, 2011 I don't think an 06/07 would be much less to insure than an 08/09. It still a super sport. What about something like an FZ1 or Z1000?Pretty much anything bigger than a 750cc is gonna rape me on Insurance. I'd like to get a 1000cc but insurance price dictates if I'm willing to pony up $550 a month. Quote Link to comment Share on other sites More sharing options...
Jst2fst Posted January 4, 2011 Author Report Share Posted January 4, 2011 You won't escape high insurance premiums at your age' date=' but you can lessen the blow by not buying a brand new supersport. Don't be stupid.[/quote']I can do a max of $350 a month for Insurance, I mean hell when I was 18 my insurance on my '06 Kia Rio was $280 a month clean driving record at the time too. I've always had high insurance premiums tickets or no tickets. Quote Link to comment Share on other sites More sharing options...
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