drew95gt Posted April 15, 2011 Report Share Posted April 15, 2011 Right around 700, but in my defense I have been rebuilding because when I was young and dumb I screwed my credit big time... Quote Link to comment Share on other sites More sharing options...
John Posted April 15, 2011 Report Share Posted April 15, 2011 not true your credit scores affects everything from car insurance, homeowner/renters insurance, morgage rates ect....i just said i pay cash. why do i need a mortgage? Quote Link to comment Share on other sites More sharing options...
NinjaNick Posted April 15, 2011 Report Share Posted April 15, 2011 not true your credit scores affects everything from car insurance, homeowner/renters insurance, morgage rates ect....I've always found it funny how it's more expensive. If they have bad credit, obviously they can't afford the more expensive rates, so if you truly want their business you're going to fuck yourself giving them a high rate. A lower rate will lower costs and help you get your money from them more likely. IMO.i just said i pay cash. why do i need a mortgage?If you buy a house with cash, I'm Bootsie Collins. Quote Link to comment Share on other sites More sharing options...
Disclaimer Posted April 15, 2011 Report Share Posted April 15, 2011 I dunno what my score is, never really worried about it. I just put everything on my AMEX Centurion card. Quote Link to comment Share on other sites More sharing options...
Big3 Posted April 16, 2011 Report Share Posted April 16, 2011 (edited) i just said i pay cash. why do i need a mortgage?yea and you are probably another one of those assholes with no car/Bike insurance either... that's why I must have uninsured/underinsured motorist added to MY insurance policy Edited April 16, 2011 by Big3 Quote Link to comment Share on other sites More sharing options...
psyco1 Posted April 16, 2011 Report Share Posted April 16, 2011 Dammit, I thought I got this cleared up years ago, the hospital got me mixed up with some guy that gave an address in Phoenix and sent me an overdue notice, took months before they cleared that up in their system even though they admitted that it was a mixup from the start. I guess they never sent the info to the collections agencies.Fuck. Quote Link to comment Share on other sites More sharing options...
Fonzie Posted April 16, 2011 Report Share Posted April 16, 2011 www.ANNUALcreditreport.comDon't fall for the shady sites- this is the only legit free cite to check your credit from the big three. You can only do it 1 time/ year, so check Experian 1 month, then Transunion 4 months later, and then equifax in 8 months. That will give you a good picture of your credit as well as some peace of mind being able to check it free every 4 months.What about freecreditscore.com? They advertise you get your score Quote Link to comment Share on other sites More sharing options...
Wicked1 Posted April 16, 2011 Author Report Share Posted April 16, 2011 Its not free. Quote Link to comment Share on other sites More sharing options...
tyler524 Posted April 16, 2011 Report Share Posted April 16, 2011 What about freecreditscore.com? They advertise you get your scoreFree with enrollment in triple advantage Quote Link to comment Share on other sites More sharing options...
Disclaimer Posted April 16, 2011 Report Share Posted April 16, 2011 What about freecreditscore.com? They advertise you get your scoreAnyone that is dumb enough to get to the end of something "free" and then provide their credit card or checking account number deserves what they get. Quote Link to comment Share on other sites More sharing options...
Fonzie Posted April 16, 2011 Report Share Posted April 16, 2011 Its not free.Free with enrollment in triple advantageAhhhAnyone that is dumb enough to get to the end of something "free" and then provide their credit card or checking account number deserves what they get.Never tried it... Just goin' by what they claim on their commercials Quote Link to comment Share on other sites More sharing options...
Bagger Posted April 17, 2011 Report Share Posted April 17, 2011 AhhhNever tried it... Just goin' by what they claim on their commercialsif it were truly free they couldn't afford to advertise on TV every hour Quote Link to comment Share on other sites More sharing options...
Bagger Posted April 17, 2011 Report Share Posted April 17, 2011 just signed up for the CreditKarma.com someone else mentioned earlier.. decent site with some useful info and tools and no CC or bank accounts required so it really is "Free" (looks like its subsidized by lender offers) Quote Link to comment Share on other sites More sharing options...
Big3 Posted April 17, 2011 Report Share Posted April 17, 2011 just signed up for the CreditKarma.com someone else mentioned earlier.. decent site with some useful info and tools and no CC or bank accounts required so it really is "Free" (looks like its subsidized by lender offers)If you have a sears card (SearsCreditScore.com) it's linked to creditcarma.com my score is 791 & the G/F's is 729 <--- in part to most of my accounts having her name on the also Quote Link to comment Share on other sites More sharing options...
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