I don't find fault with or judge anyone's prepping. Free country. Make your own choices. Just pick your risk tolerance and plan that way. So for a 1 in 100 scenario, you're doing pretty much what SM and IP do. If you decide 1 in 250, or 1 in 500 is more likely, then you're probably in full on bunker mode. The one thing I don't hear much about is relationship management. Know your neighbors and your police and firefighter folks. When stuff minor stuff happens, help out - get out the chainsaw and cut up that fallen tree; help 'em trap that pesky raccoon, etc. Friends are good to have in long supply when TSHTF.