I ran into this last year. Had an 01 zx6r that had treated me well. I had put a new chain and sprockets on, new tires. Fork rebuild, carb sync, brakes, etc. I was prepping it for a 1200 mile trip. I was planning on buying a bike this spring and selling off the zx. Then came along the bike I wanted, at a good price. I didn't need it, couldn't totally justify it, didn't want two bikes sitting in the garage. But as you said, its shit or get off the pot. Its the bike I wanted next so I took out a loan on it, was happy I bought it when available, and waited til spring to sell the zx6 and used that money for the payoff on the bike I ended up buying last fall. Basically just because you've got a plan and a schedule, if you truly know you're getting something else, don't let that schedule handcuff you. You might miss out on a great bike..