Wicked1 Posted April 11, 2011 Report Share Posted April 11, 2011 www.ANNUALcreditreport.comDon't fall for the shady sites- this is the only legit free cite to check your credit from the big three. You can only do it 1 time/ year, so check Experian 1 month, then Transunion 4 months later, and then equifax in 8 months. That will give you a good picture of your credit as well as some peace of mind being able to check it free every 4 months. Quote Link to comment Share on other sites More sharing options...
max power Posted April 11, 2011 Report Share Posted April 11, 2011 Just had mine pulled for a car loan. Well over 800 FTW!! Quote Link to comment Share on other sites More sharing options...
jporter12 Posted April 11, 2011 Report Share Posted April 11, 2011 Mine is probably in the negative numbers. Quote Link to comment Share on other sites More sharing options...
redkow97 Posted April 11, 2011 Report Share Posted April 11, 2011 Just had mine pulled for a car loan. Well over 800 FTW!!The wife and I got ours a couple years ago when we bought the house. I was pissed she beat me by a few points. Stupid student loans!we were still both in the 790's or 800's for all three rating systems. Quote Link to comment Share on other sites More sharing options...
CattaniAFJ Posted April 11, 2011 Report Share Posted April 11, 2011 Mine sucks due to my purchasing a home when I was 20 and getting laid off from my job about 4 mos after that. Ever since, I've done almost everything in cash, so I don't have a lot of stuff on there to support a higher score.FYI, the average that I see in OH (I'm a loan officer) is around 695ish. Quote Link to comment Share on other sites More sharing options...
tyler524 Posted April 11, 2011 Report Share Posted April 11, 2011 FYI, the average that I see in OH (I'm a loan officer) is around 695ish. I just had mine pulled when I got my truck and I was at like 695 but I only have just shy of 4 years of history so that hurts me. I have no negative information as far as late payments or anything but I've been told my history just isn't long enough for it to be too much higher Quote Link to comment Share on other sites More sharing options...
Jst2fst Posted April 11, 2011 Report Share Posted April 11, 2011 Im afraid to check mine the computer might blow up in my face. Have no idea what mine is haven't had credit long to begin with. He'll it might reply back by laughing at me. Quote Link to comment Share on other sites More sharing options...
Carwhore Posted April 11, 2011 Report Share Posted April 11, 2011 I was a 760 when I was 19. Good credit FTW Quote Link to comment Share on other sites More sharing options...
NinjaNick Posted April 11, 2011 Report Share Posted April 11, 2011 (edited) 900 here! Maxed out ftw! Edited April 11, 2011 by NinjaNick Quote Link to comment Share on other sites More sharing options...
Likwid Posted April 11, 2011 Report Share Posted April 11, 2011 850 is the max Quote Link to comment Share on other sites More sharing options...
CattaniAFJ Posted April 11, 2011 Report Share Posted April 11, 2011 ^This^But it depends on what model...one is 850 and the other two are 830. Quote Link to comment Share on other sites More sharing options...
Helmutt Posted April 11, 2011 Report Share Posted April 11, 2011 820 FOR ME!! But I'm usually in the high 700's to low 800's......Mom raised me keep my credit in good standing for those times when I don't have the cash - Thanx MOM! Quote Link to comment Share on other sites More sharing options...
C-bus Posted April 11, 2011 Report Share Posted April 11, 2011 I didn't see the score without signing up for the monthly program. Am I missing something? Quote Link to comment Share on other sites More sharing options...
JStump Posted April 11, 2011 Report Share Posted April 11, 2011 I didn't see the score without signing up for the monthly program. Am I missing something?yeah, i got my report but not my score, but from what i hear every time i apply for a loan or credit its awesome Quote Link to comment Share on other sites More sharing options...
tyler524 Posted April 11, 2011 Report Share Posted April 11, 2011 yeah, i got my report but not my score, but from what i hear every time i apply for a loan or credit its awesomeYour free report that you get every year does not include your score. It only shows you what is on your report and that is all, the score is the product of the company that you have to purchase Quote Link to comment Share on other sites More sharing options...
ironbuttwannabe Posted April 11, 2011 Report Share Posted April 11, 2011 I got the Experian one to show score. 923 I thought the max was 850? Ihave not bought a house yet but have paid off a lot of loans. Now I just have to make about a $4K payment for a while to keep my credit up. Quote Link to comment Share on other sites More sharing options...
Beegreenstrings Posted April 11, 2011 Report Share Posted April 11, 2011 probably super fugged... Have not checked it since I faught some a-hole that stole my identity. Got rid of all the credit cards and only have my debit card now.Cash is King! I dont trust anyone anymore. Quote Link to comment Share on other sites More sharing options...
Ron505 Posted April 11, 2011 Report Share Posted April 11, 2011 I'm below average for Ohio only because of f'n medical bills. How in the hell do they expect you to shell out thousands of dollars for an unexpected emergency surgery......it's BS I say! Quote Link to comment Share on other sites More sharing options...
John Posted April 11, 2011 Report Share Posted April 11, 2011 credit is for chumps.i pay straight cash for everything like the baller i am. Quote Link to comment Share on other sites More sharing options...
NinjaNick Posted April 11, 2011 Report Share Posted April 11, 2011 850 is the max I got an extra 50 bonus points for being NinjaNick. Quote Link to comment Share on other sites More sharing options...
Likwid Posted April 11, 2011 Report Share Posted April 11, 2011 I got an extra 50 bonus points for being NinjaNick. Quote Link to comment Share on other sites More sharing options...
swingset Posted April 12, 2011 Report Share Posted April 12, 2011 Mine is shit right now, got furloughed for a while right after major home repairs, and got super behind on some bills. I'm back above water, but the hit doesn't erase itself...it'll take a while to build back up.Fucking hate it, but what can you do when life fucks you? Pay cash! Quote Link to comment Share on other sites More sharing options...
mahdey Posted April 14, 2011 Report Share Posted April 14, 2011 creditkarma.com is the site i use. Free, and use it as much as you want. Quote Link to comment Share on other sites More sharing options...
idodishez Posted April 14, 2011 Report Share Posted April 14, 2011 Afraid to look, hopefully getting better Quote Link to comment Share on other sites More sharing options...
Big3 Posted April 15, 2011 Report Share Posted April 15, 2011 credit is for chumps.i pay straight cash for everything like the baller i am.not true your credit scores affects everything from car insurance, homeowner/renters insurance, morgage rates ect.... Quote Link to comment Share on other sites More sharing options...
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